Am I Liable If Someone Causes an Accident while Driving My Car?
Insights from an experienced Los Angeles personal injury lawyer
Understanding Liability:
When someone else is driving your car and causes an accident, determining liability involves several factors. Generally, the registered owner of the vehicle is considered responsible, but legal nuances can impact this assessment. To gain a clearer perspective, let's explore some key considerations.
Permissive Use:
In many cases, if you gave permission for someone to drive your car, your insurance may cover the damages resulting from an accident they caused. However, this may vary based on your insurance policy and the specific circumstances.
Negligent Entrustment:
If you knowingly allow an incompetent or reckless driver to use your vehicle, you may be held liable under the concept of ‘negligent entrustment’. This is a legal principle based on you entrusting your vehicle to someone who is unfit to drive responsibly.
Excluded Drivers:
If a person who is excluded from your insurance policy is driving your car and causes an accident, your coverage may not apply, potentially leaving you personally liable for damages.
In Los Angeles, personal injury lawyers emphasize the importance of promptly addressing liability concerns in the aftermath of an accident. Here's how you can navigate this situation:
Insurance Coverage Review:
Consult your insurance policy to understand the extent of your coverage. A Los Angeles personal injury lawyer can assist in deciphering the terms and conditions.
Legal Advice:
Seeking legal advice is crucial. An experienced Los Angeles personal injury lawyer can assess the circumstances surrounding the accident and provide tailored guidance based on California's legal landscape.
Communication with the Insurance Company:
Notify your insurance company promptly about the accident. Provide accurate and detailed information. Do not admit fault. Do not discuss liability or fault until you've consulted with a lawyer.
Conclusion:
In the aftermath of an accident caused by someone driving your car, the question of liability can be complex. Seeking guidance from an experienced personal injury lawyer is crucial to understand your rights and responsibilities. Remember, timely and informed action can make a significant difference in navigating the legal landscape and protecting your interests. If you find yourself in such a situation, contact Crowley Law PC, an experienced Los Angeles personal injury lawyer for expert advice tailored to your specific circumstances.
Here to make it right, when you’ve been wronged!
Crowley Law PC
